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Government Of Assam Finance

Sukanya Samriddhi! For Your Girl Child

What is Sukanya Samriddhi Account?

It is a saving scheme specially designed for the parents of a girl child. The scheme was launched by Prime Minister Narendra Modi in January 2015, as a part of the Beti Bachao, Beti Padhao campaign. The scheme encourages parents to build a fund for the future education and marriage expenses for their female child. The account can be opened at any India Post office or at designated branches of commercial banks.

Who can open Sukanya Samriddhi Account?

The guardian can open the account immediately after the birth of the girl child till she attains the age of 10 years. Only one account is allowed per child. Parents can open a maximum of two accounts for each of their children. However, there is an exception allowed for more accounts in case of twins or triplets. The account can be transferred to anywhere in India.

Documents required for opening an account:

  • Sukanya Samriddhi Account Opening Form
  • Birth certificate of girl child
  • Identity proof (as per RBI KYC guidelines)
  • Residence proof (as per RBI KYC guidelines)

Why is Sukanya Samriddhi Account so special?

  • The account holder gets attractive interest rate, which is regulated by the Ministry of Finance from time to time.
  • In one Financial Year, a minimum investment of Rs 1000 and maximum investment of Rs 1.5 lakh, can be made.
  • The account allows 50 per cent withdrawal at the age of 18 for higher education purposes.
  • The account reaches maturity at the age of 21. If the account is not closed, then it will continue to earn interest at the prevailing rate. If the girl is over 18 and married, normal closure is allowed.


Tax Exemption: Investment in Sukanya Samriddhi Yojana scheme is exempted under Section 80C of the Income Tax Act, 1961.
Withdrawal Facility: The account allows 50 per cent withdrawal at the age of 18 for higher education purposes.

Sukanya Samriddhi Account Opening Form544.02 KBswf-image
Sukanya Samriddhi Account